eBay US "Payment Terms of Use" blocking listings

For the folks in Europe:

I’m using GS 8.4.1 on Monterey

I am suddenly wondering, since I actually got through to an account rep at eBay, if maybe the message Im seeing is mis-labeled, and it might be some other error triggering this.

For example, did this happen today by any chance? could it have somehow broken something in my auth?

If it is, I must have something else weird here too, since nobody else has mentioned it.